Physicians' Guide to Wealth

Since our medical group contracted the services of Anton Bayer some 20 years ago, my retirement funds have received a much needed and significant boost.  He has always been available for consultations and scheduled regular in person evaluations. I have no hesitation in stating that my funds would be at least double what they are now if I had met him 20 years sooner.

In the months leading up to the passing of my husband, my heart and my head were in a tailspin. Gerry and I had talked about my future circumstances. I had a plan and a path to follow as our time together was coming to a close. Unfortunately, I was ill-prepared for the overwhelming sense of loss and confusion that ensued. As a newly widowed person, I needed to reach out to the professionals that Gerry and I had entrusted with our goals and aspirations. I was grateful that Gerry had shared so much of our financial information with me through the years. He made sure that I was well acquainted with the specialists that would be available to guide me through the circumstances that would arise. I was fortunate to have had the opportunity over the years to establish a business relationship, as well as a friendship, with Anton Bayer, our financial advisor.

This book was fun & easy! I blasted through it in 2 days & learned a lot. While this is labeled as a "Physicians' Guide", the well-organized information, would be helpful and educational to any providers' spouse, children, and anyone who has an interest in retiring, having an estate, and having life insurance! I never thought of the investing process as a "contact sport", but Mr. Bayer is correct. His easy-to-read prose, takes you on a journey through one's professional life's trajectory, explaining the importance of developing a plan, gathering accomplished advisors, and executing, monitoring, and adapting the plan - somewhat like trimming the sails along a journey. With his team's assistance, I have "turbocharged" my retirement. I learned more about insurance in 20 minutes reading Chapter 10 than I have in years have had many interactions with insurance advisors. Thanks Anton!

This is a well-written analysis of how past historical events lend insight into current financial markets. Anton’s keen awareness of market cycles and world events mathematically shifts the odds of financial freedom towards the investor. This roadmap is a must-read for anyone… I wish I had this coming out of Dental School!

Anton has managed my personal investments as well as the office retirement plan for my employees for more than 20 years. His new book is a comprehensive approach to financial and retirement planning based on a careful review of market history rather than one based on emotion or short-term trends. He also includes a chapter on diversification through the use of private equity opportunities, mostly in real estate. Here he describes both the potential gains and the risks involved. His approach is unique in that he specifically directs investors to consider what will make them happy and fulfilled in retirement rather than simply accumulating wealth. To that end, each chapter includes "Action Points" to aid in reaching your goals. For most practicing physicians who spend far more time keeping current with the progress of medicine than they do thinking about their investment goals, this book is required reading.

It has been my pleasure to work with Anton Bayer for more than 20 years. As a medical administrator, I wear a lot of hats and cover a lot of ground, including stewardship of our company 401(k) plan. Anton provides proven advice and direction in navigating complicated compliance issues and uses advanced data analysis techniques to direct us to the best fund choices. His financial guidance to our employees and our physician shareholders has been invaluable.

I have been with Up Capital Management and Anton Bayer for many many years. My experience with Anton Bayer and Up Capital Management has been nothing short of a great experience. Throughout our relationship there has been up's and down's within the financial market. Anton's attention to either of these was very professional. When the market flipped back from a few of the down turns, our account rebounded with direction of Anton and Up Capital Management. We enjoy the Monthly Market Updates and the incite that both Anton and Nyle Bayer have put into this information. Up Capital Management staff has always been very helpful and will work eagerly to help where they can. My wife and I are delighted that I was able to meet Anton and his family many years ago and were able to build a strong "Financial Relationship".

As an older physician, I wish this book were available when I was much younger. Mr. Bayer has a wealth of background experience to write this book. Reading this is like obtaining a very complete financial consultation on how to achieve your retirement dreams. Doctors can dream of a great retirement, but many of them spend too little time understanding the financial steps necessary. From market cycles, private equity offerings, the place of insurance, and working with your attorney to protect your wealth, this book is a gem. I am going to send copies to each of my four non-physician daughters and their families, it is that good.

We have nothing but high praise for Anton Bayer and his team. Anton has managed our portfolio for more than 20 years and the results have been remarkable. His attention to a wide array of economic indicators, both current and historical, inform his investment decision making in a very intelligent way. He communicates frequently, keeping us in the loop with a weekly news update and regularly scheduled meetings. Anton is a person of integrity, intellect, and business savvy, and we trust him implicitly with our investments.

The advisors are so well informed and not pushy. They present with as much objectivity, fact-based patterns, and let you make your decisions.

Anton Bayer has been our financial advisor for 17 years. As a physician, finance was not my husband’s specialty. We relied heavily on Anton’s expertise to guide us through the various financial stages of life. Anton has exceeded all our expectations. Since my husband’s death this partnership is one I depend on to continue to navigate my financial stability.